Merchant Card Fee Audit
Three statements tell us
if your processor is overcharging you
Your last 3 monthly processing statements — the full statements, not the summary page.
Card processing statements are the least readable documents in business. Downgraded transactions, padded interchange categories, duplicate assessments, rate creep after the first year, and fees for services never ordered hide inside them — behind terminology designed not to be questioned.
Where the money hides
Downgrades never appear as an error. They appear as a slightly higher effective rate, month after month.
- What you get
A plain-English breakdown of what you actually pay per transaction, recovery of identifiable overcharges, and the effective-rate number you can hold your processor to.
- What it costs
50% of recovered amounts. No recovery, no fee.
- What to send
Your last 3 monthly processing statements — the full statements, not the summary page.
- How long it takes
Findings in about ten days.